Our Insurance
Services
Comprehensive insurance solutions tailored for businesses and individuals across Uganda and East Africa. From motor and health to marine, aviation and beyond.
Comprehensive InsuranceSolutions
Motor Insurance
Third Party Only - the minimum legal requirement for all vehicles and motorcycles on Uganda's roads, covering your liability for injury or damage caused to third parties. Comprehensive Motor - covers accidental damage to your own vehicle or motorcycle in addition to third-party liability, fire, and theft.
Learn more
Fire and Allied Perils
Protects buildings, stock, machinery, and other business or personal property against fire, lightning, explosion, and other natural perils. This cover can be extended to cover Burglary / Theft Insurance which covers loss of or damage to property, stock, or contents resulting from burglary involving forcible and violent entry.
Learn more
Machinery Breakdown & Plant/Machinery Insurance
Covers sudden and unforeseen mechanical or electrical breakdown of machinery and equipment.
Learn more
Assets All Risk
This policy provides cover against sudden and unforeseen physical loss of or damage to business assets from any cause not specifically excluded from the policy. It covers all business assets including furniture and fittings, office equipment, computers and electronics, stock, etc.
Learn moreMoney Insurance
Protects businesses against loss of money due to theft, burglary, robbery or accidental causes while the cash is in transit, on business premises or in the custody of authorised persons.
Learn more
Marine Cargo / Goods in Transit
Covers goods against loss or damage while being transported by sea, air, or road - including imports, exports, and local distribution in Uganda and neighbouring countries.
Learn more
Workers' Compensation
Cover required under the Workers' Compensation Act, protecting employers against claims from employees who suffer injury, disease, or death arising out of and in the course of employment.
Learn more
Group Personal Accident (GPA)
Provides lump-sum or periodic benefits to employees, members, or dependents in the event of accidental death, disability, or injury - commonly used by employers as a complement/extension to workers compensation.
Learn more
Group and Individual Life Assurance
Group Life - cover for employees, or groups of people from death including natural deaths. Credit Life - protects lenders and borrowers by settling outstanding loan balances in the event of the borrower's death. Individual Life - savings-linked or pure protection life policies for individuals and families.
Learn more
Medical / Health Insurance
Individual, family, and corporate group medical schemes covering inpatient, outpatient, maternity, dental, and optical benefits, with access to a network of hospitals and clinics across Uganda. Benefits can be tailormade to suit your budget or requirements.
Learn more
Travel Insurance
Cover for medical emergencies, trip cancellation, lost baggage, and personal liability while travelling abroad. This cover is required for most visa applications and international travel.
Learn more
Public Liability
Protects businesses against claims from third parties for bodily injury or property damage arising from business operations or premises.
Learn moreProfessional Indemnity
Covers professionals (advocates, engineers, consultants, medical practitioners, auctioneers etc.) against claims arising from errors, omissions, or negligence in the course of providing professional services.
Learn more
Fidelity Guarantee
Protects employers against financial loss caused by the fraud or dishonesty of employees.
Learn moreEngineering Insurance
Contractors' All Risks (CAR) - covers construction projects against physical loss or damage, loss of materials and tools plus third-party liability, during the construction period. Erection All Risks (EAR) - similar cover tailored to the installation/erection of plant and machinery.
Learn moreContract Bonds (Surety)
Bid/Tender Bonds - guarantee that a tenderer will honour their bid if awarded a contract. Performance Bonds - guarantee satisfactory completion of a contract. Advance Payment Bonds - guarantee refund of advance payments if a contractor fails to perform.
Learn moreHouseholder's / Home Insurance
Covers the building and/or contents of a home against fire, burglary, and other specified perils, with options for domestic staff liability and personal effects.
Learn more
Agriculture Insurance
Cover for crops and livestock against defined perils such as drought, disease, and weather-related loss.
Learn more